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Digital Banking

Shinhan India’s Digital Banking offers 4 major services: Digital Saving Account, Mobile Banking, Internet Banking and Bill Payments.

Digital Savings Account Features

  • Smooth contactless onboarding through V-CIP
  • Quarterly Average Balance – Nil
  • e-statement, duplicate statement - Free
  • ECS Debit and Credits – Free
  • Fund transfer through NEFT & RTGS - Free
  • Cheque book - Free
  • Visa Classic Debit Card – Free
  • Daily ATM cash withdrawal limit – Rs.25,000
  • Daily POS / E-COM limit - Rs.50,000
  • Number of Free ATM transactions (financial or non-financial) Domestic – 5 Txns

Digital Savings Account – V-CIP Features

  • Smooth contactless onboarding through V-CIP process
  • V-CIP is a secure solution that enables our customers to verify themselves from the comfort of their homes.
  • It allows authenticating customer details in real-time through video & AI-driven face match, Liveness detection, geo-tagging, and eKYC verification of customer documents.
  • V-CIP process is initiated through the SOL App
  • Original PAN Card and Aadhaar Card are mandatory for V-CIP
  • The agent verifies customer KYC and generates the customer’s KYC report

This report is shared with the branch for further processing.

Mobile Banking Features (SOL APP)

  • Access to your balances 24/7
  • View transaction history
  • 2 Factor authentication
  • End-to-end encryption for safe and secure banking
  • Transfer funds between accounts
  • Fund transfer through IMPS, NEFT & RTGS
  • Statement download facility.
  • AOS & iOS supported
  • Access loan account
  • Cheque Book request
  • Debit Card application
  • Bill payment
  • Cheque stop payment
  • 4 Login options for easy access
  • Online FD & RD opening / closure
  • Apply for insurance

Internet Banking Features

  • Access loan account
  • Cheque Book request
  • Debit Card application
  • Bill payment
  • Cheque stop payment
  • 4 Login options for easy access
  • Online FD & RD opening / closure
  • Apply for insurance
  • Fund transfer through IMPS, NEFT & RTGS
  • Apply for loan account
  • Access loan account
  • Cheque Book request
  • Bill payment
  • Cheque stop payment
  • Online FD & RD opening
  • Email ID & Mobile No. modification

To know about Internet Banking registration and service guide Click here.

Internet Banking and User Guide

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Bill Payment Categories

  • Broadband postpaid
  • Cable TV
  • Electronic billing
  • Education
  • Gas
  • Credit card
  • Donation
  • Fastag
  • Hospital
  • Rent payment
  • Landline postpaid
  • Loan
  • Mobile prepaid
  • Tax payment
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