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Service Hours and Transaction Limits
NEFT:
Customer Type Banking Hours Transaction Limit After Banking Hours Transaction Limit
Individual 08:00 AM to 04.30 PM Up to Rs.20 Lakhs (Within the Daily Transaction Limit) 04:30 PM to 08.00 AM (of the next working day) Rs.5 Lakhs
Corporate 08:00 AM to 04.30 PM Up to Rs.20 Crores (Within the Daily Transaction Limit) 04:30 PM to 08.00 AM (of the next working day) Rs.25 Lakhs
RTGS:
Customer Type Banking Hours Transaction Limit After Banking Hours Transaction Limit
Individual 08:00 AM to 04.30 PM Up to Rs.20 Lakhs (Within the Daily Transaction Limit) 04:30 PM to 08.00 AM (of the next working day) Rs.5 Lakhs
Corporate 08:00 AM to 04.30 PM Up to Rs.20 Crores (Within the Daily Transaction Limit) 04:30 PM to 08.00 AM (of the next working day) Rs.25 Lakhs
Note:

* IMPS per transaction is 2 lakhs and per day limit is Rs 2 lakhs.

* Any Increase of transaction limits for Individuals and Corporates will be approved by the branch and will ONLY be applicable during the banking hours.

* Any Transaction greater than Rs.3 Crores to be approved by the branch. Kindly contact your branch during banking hours for further processing.

* RTGS/NEFT is now 24*7 as mandated by RBI. The transaction limits on holidays (#) till the next working day will be the same as per the above table.

(# Holidays/ non-working days: Non-working Saturdays/Sundays/State & National holidays/ or any other holiday as and when announced by the Government or RBI.)

Bill Payment
Type of Customer Amount Limit Cut off Timings
Individual As per the due bill 24*7, 365 days
Fund transfer within Shinhan Bank
Type of Customer Amount Limit Cut off Timings
Individual NO LIMIT 24*7, 365 days
Corporates NO LIMIT 24*7, 365 days
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